Deferred Loan Program

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Forgivable Loans for Home Maintenance Projects

roofDo you have a home maintenance project that needs to get done to make your home safer or healthier? The Deferred Loan program can help you pay for this necessary work through a loan program that offers several benefits:

  • Loans up to $30,000
  • For owner-occupied, single family homes
  • Income limits apply (see table below)
  • No monthly payments
  • No interest
  • The loan is due upon sale of the home or is forgiven after 30 years.


Contact the Deferred Loan Program team at Hennepin County at (612) 348-9260 for more information.


 Household Size               

 80% AMI                      

        1 person


        2 person


        3 person


        4 person


        5 person


        6 person


 7 person $102,640
 8 person $109,200

Income limits effective as of April, 2020.