Transformation Home Loan Program

Press Enter to show all options, press Tab go to next option


Spring 2020 Update: Limited funding still available - contact a housing specialist for more information at


Forgivable Interest-Free Loans for Large Remodeling Projects


The Transformation Home Loan program offers homeowners a financial incentive to help pay for large remodeling projects (valued at $50,000+). 

  • Borrow 15% of the project cost, with a maximum loan limit of $25,000
  • No income limits, no payments, no interest
  • For owner-occupied, single family homes
  • The loan is due upon sale of the home or is forgiven after 30 years

 See Slideshow of Transformation Home Loan Projects Here



Application Packet - 2020

Program Guidelines

No lottery or specific Application Period will be held in 2020. Applications will be accepted on a first-come, first-served basis dependent on funding availability.

Questions about the loan or application process can be directed to the Housing Specialists at (612) 861-9778